Comparison
Microsoft 365 Family or Personal: which one to choose
Same apps, same subscription principle. What changes is how many people you can cover with a single payment — and which of them actually gets Copilot AI.
Microsoft 365 Personal
One account, 1TB of OneDrive storage and Copilot AI. Built for solo use.
€ 84,79 / year See the listingMicrosoft 365 Family
Up to 6 people, each with their own 1TB. Copilot AI stays reserved for the account holder.
€ 104,95 / year See the listing| Feature | Personal | Family |
|---|---|---|
| Price | € 84,79 / year | € 104,95 / year |
| People covered | 1 | Up to 6 |
| OneDrive storage | 1 TB | 6 TB total (1 TB per person) |
| Copilot AI | Included | Account holder only |
| Office apps included | Word, Excel, PowerPoint, Outlook, Teams | Same apps for every member |
| Cost per person (full use) | € 84,79 | from € 17,49 (with 6) |
In practice
The maths worth doing first
Personal makes sense if you're the only one who'll use the subscription: you pay less overall and still get Copilot AI and 1TB all to yourself.
Family pays off from two people upward: the extra cost over Personal (+€20.16/year) covers up to 5 more accounts, each with its own separate cloud storage — not shared from a single pool.
The one limit worth knowing before buying: Copilot AI in the apps stays reserved for the Family subscription holder, according to the product listing — the other members get the full Office apps but without Copilot included.
Frequently asked questions
Answers before you buy
How many people can use Microsoft 365 Family?
Up to 6 people, each with their own Microsoft account, their own app installation and 1TB of personal OneDrive storage.
Is Copilot AI included for every Family member?
No: according to the product listing, Copilot AI is included only for the Family subscription holder, not for the other invited members.
Does Family pay off even if it's just two of us at home?
Yes: Family costs € 104,95 against € 84,79 for a single Personal — with 2 people the cost per user drops, and it stays cheaper than two separate Personal subscriptions.
Does each Family member get their own separate cloud storage?
Yes: the 6TB total is split into 1TB for each invited person, not shared in a single common space.
Microsoft, Microsoft 365, Copilot, OneDrive and related marks are property of Microsoft Corporation. Informational content by Eurolicenze: terms and limits always follow the Microsoft product purchased.