Comparison
Office 2024 or Microsoft 365: licence or subscription?
Same core apps, opposite philosophy: Office 2024 is paid once and stays as it is. Microsoft 365 is a subscription that adds Copilot AI, cloud storage and continuous updates.
Office 2024 Home
One payment, no renewal. Word, Excel and PowerPoint for PC or Mac, exactly as they are today.
€ 134,00 — one-time licence See the listingMicrosoft 365 Personal
Annual subscription: always up to date apps, 1TB of OneDrive storage and Copilot AI included.
€ 84,79 / year See the listing| Feature | Office 2024 Home | Microsoft 365 Personal |
|---|---|---|
| Price | € 134,00 one-time | € 84,79 / year |
| Model | One-time licence | Subscription |
| Apps included | Word, Excel, PowerPoint | Word, Excel, PowerPoint, Outlook, Teams |
| Updates | Security only | New features included |
| OneDrive cloud storage | Not included | 1 TB |
| Copilot AI | Not included | Included |
| Platforms | PC / Mac | PC / Mac / mobile |
In practice
Which one pays off, depending on how you use it
If you only need Word, Excel and PowerPoint for occasional work and don't care about Copilot or cloud storage, Office 2024 is the simplest choice: one payment and you're done.
If you use Office daily, want to stay up to date without thinking about it, need automatic file backup on OneDrive, or want to try Copilot AI in the apps, Microsoft 365 offers more in exchange for a recurring cost.
If you're sharing the subscription with your family, Microsoft 365 Family is more cost-effective: same principle as Personal, up to 6 people.
Frequently asked questions
Answers before you buy
Does Office 2024 get the same updates as Microsoft 365?
No: Office 2024 receives security updates but not the new features rolled out via subscription, Copilot included — those remain exclusive to Microsoft 365, according to Microsoft.
Is it better to pay once or subscribe?
It depends on your time horizon: Office 2024 Home costs €134 once, Microsoft 365 Personal €84.79 a year. Past 2 years the one-time licence costs less, but you lose Copilot AI and the included cloud storage.
What happens if I stop paying for Microsoft 365?
The apps switch to view-only mode and cloud storage beyond the free limits becomes read-only, according to Microsoft's terms — your files stay yours.
Does Office 2024 Home include Outlook too?
No: Outlook is included in the Office 2024 Home & Business variant, not in Home.
Microsoft, Microsoft 365, Office, Copilot and related marks are property of Microsoft Corporation. Informational content by Eurolicenze: features and terms always follow the Microsoft product purchased.